SBERCARD - card payment system
As the biggest banking institution in the country, based on the number of private and corporate clients as well as infrastructure, the Savings Bank (Sberbank) of the Russian Federation intended to introduce a secure, reliable and profitable card payment system guaranteeing the successful functioning in every region of the country and the possibility to continuously expand the system. Meeting these objectives, neither a magnetic card based system nor a system requiring online authorization at the point of sale proved viable.
Oman - e-government payments
Oman Arab Bank (OAB) is the leading corporate bank in the Sultanate of Oman, with operations commencing in 1972, has an impressive 46 branches across the nation. OAB is an affiliate of the Arab Bank Group in Jordan, which is the largest single banking group in the Middle East. In a move of industry leadership, OAB decided to address the difficult challenges the government and payment industry was facing by establishing the infrastructure for, and then providing the required e-Payment services to the Omani government for both the corporate and retail segments.
Uzcard - national payment card
The beginning of the “Smart card-era” of Uzbekistan goes back to 1995. At that time the two largest financial institutions of the country, the National Bank of Foreign Economic Relation and the Savings Bank were confronted with serious problems in the processing and handling of clearing transactions. The existing methods proved to be outdated and inefficient – a technology shift was overdue.