BGS SmartCard Platform 


This is a universal financial platform for secure electronic financial and non-financial transactions. Our technology provides for a closed-loop fully customizable payment environment that makes it possible to execute transactions directly without requiring authentication from a third party. The solution offers a financial institution a wide-ranging subset of products to address the respective market:

-    Pre-authorized debit/credit
-    Pension, Grants, Government subsidies management and distribution
-    Dedicated spending (Payment Zones)
-    Savings book
-    Pre-paid e-purse
-    E-vouchers or e-coupons
-    Loyalty
-    Identification


Cost efficient, secure operations

Our platform thus provides a reduced transactional and operational cost independent from communication and branch infrastructure. Its strengths lie in an improved overall security and control, as well as increased business opportunities through the provision of multiple functionalities and revenue streams. As a sophisticated solution, modular and scalable, it presents the perfect foundation for a closed-loop payment environment capable of addressing any business case.  Through our online/offline system conception, we are thus able to offer the lowest cost of ownership:  lowest cost of transactions and lowest cost of operations.

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